Personal Finance Mastery Program
Learn to track, manage, and optimize your budget with practical tools and real-world strategies. Our six-month program starts in August 2025 and gives you everything you need to take control of your finances.
Weeks of Training
Practical Modules
Weekly Sessions
Students per Cohort
What You'll Actually Learn
This isn't about getting rich or making money appear from nowhere. We focus on the basics that most people skip: understanding where your money goes, building habits that stick, and creating a system that works for you.
You'll work with real budgets and real scenarios. Some weeks you'll track expenses. Other weeks you'll analyze spending patterns or build forecasts. Everything is hands-on.
Budget Foundations
Start with the core concepts. Learn how to categorize expenses, identify patterns, and set realistic limits that you can maintain.
3 weeksTracking Systems
Build your own monitoring system using spreadsheets and basic apps. We'll cover manual tracking first, then automation.
4 weeksSpending Analysis
Dig into your data. Find out where money disappears and why. Learn to spot problems before they become serious.
3 weeksDebt Management
Strategies for handling debt in a practical way. We talk about prioritization, payment plans, and realistic timelines.
3 weeksSaving Strategies
Build a buffer that actually works. We cover emergency funds, goal-based saving, and how to automate the process.
3 weeksLong-Term Planning
Look ahead. Create forecasts, plan for major expenses, and adjust your approach as circumstances change.
4 weeksWho Teaches This
Our instructors have worked in personal finance, accounting, and budget consulting. They've helped people manage money in real situations, not just theory.
Teodor Vlădescu
Budget Systems & Planning
Teodor spent twelve years working with families and small business owners in Baia Mare. He focuses on systems that actually get used, not complicated spreadsheets that sit untouched.
Ileana Drăgan
Spending Analysis & Habits
Ileana worked as a financial advisor before teaching. She knows the patterns people fall into and how to break out of them. Her approach is practical and direct.
Raluca Pătrașcu
Debt & Saving Strategies
Raluca specializes in helping people manage debt without panic. She teaches realistic strategies based on what's worked for her clients over the past decade.
Program Investment
Our pricing is straightforward. You pay for instruction, materials, and support. No hidden fees or surprise charges.
Standard Track
- All course materials and templates
- Weekly live sessions (90 minutes)
- Group discussion and feedback
- Email support during business hours
- Access to recorded sessions
- Certificate upon completion
Mentored Track
- Everything in Standard Track
- Bi-weekly one-on-one sessions (45 min)
- Personalized budget review
- Direct instructor feedback on your work
- Priority email and chat support
- Custom action plan for your situation
- Three months post-program check-ins
Self-Paced Access
- All recorded course content
- Downloadable materials and templates
- Community forum access
- No live sessions included
- Learn on your own schedule
- Certificate available after assessment
What's Included in Each Track
| Feature | Self-Paced | Standard | Mentored |
|---|---|---|---|
| Course videos and materials | |||
| Budget templates and tools | |||
| Community forum access | |||
| Weekly live group sessions | |||
| Instructor feedback on assignments | Group only | ||
| One-on-one mentoring sessions | 12 sessions | ||
| Personalized budget analysis | |||
| Post-program follow-up | 3 months | ||
| Email support response time | 48 hours | 24 hours | 12 hours |
Next Cohort Starts August 2025
We keep groups small so everyone gets attention. Our August cohort has twelve spots available. Registration opens in May, and we typically fill up within two weeks.
If you're interested, reach out now. We can answer questions and put you on the early notification list. No obligation, just information.
Important Dates
